At The Landlord Insurer we guarantee to beat your residential landlord insurance renewal premium by at least 10% for buy to let insurance for bungalows, houses or flats that have been claim free for the last 3 years (see our current price guarantee).
Landlord Insurance by The Landlord Insurer | 10% Cheaper Guaranteed
Available with free accidental damage, landlord contents & loss of rent cover
Landlords have a lot to consider these days and things can be far from straight forward.
Knowing which type of landlords insurance is most suitable can be a task in itself. So whether your property is residentially let, under a commercial lease or a holiday let we here to assist you. Whether emphasis is put upon protecting your rental income or property investment is an decision that differs between landlords. We’re here to help you make the right decisions and ensure you’re prepared for any eventuality.
Whilst it’s clear that regular home insurance doesn’t provide adequate cover for let properties the reality is that many property owners still don’t insure their buy-to-let properties properly. Should a rented property become uninhabitable following a fire or other disaster how would this affect you as a landlord?
The scope of a Landlord insurance policy can certainly vary. Main considerations include covering the cost of property damage, alternative accommodation, legal advice and liability. Premiums are determined by factors such as the tenant type and the property’s rebuilding value. Buy to let insurance policies are available from as little as £74.50 for a year’s cover.
Free accidental damage cover is available for buildings insured via the Landlord Insurer. This extended cover can be made available for residential let properties across a wide range of tenant types.
Areas of a property which may become particularly susceptible to damage caused accidentally might include fitted kitchens, integrated appliances and rooms with permanent flooring. Some of our online quotations provide extended accidental damage cover for buildings without extra cost but certain other policies may charge extra for this option so it's important to check carefully.
Even if your residential let property is unfurnished you may have forgotten about the carpets you bought between let's or the washing machine & fridge that you had to replace. Our online quotations are loaded with essential cover for you and your let properties & whilst optional landlord contents insurance is worth seriously considering it's also available free of charge with some of our online panel.
So whether your let property is furnished or unfurnished don't forget to add landlord contents cover and have peace of mind.
We are experts when it comes to landlords insurance and we can provide a range of cover including specialist cover for theft by tenants or malicious damage caused by tenants. It's an extremely popular cover with many landlords & is usually available from the Landlord Insurer online quotations.
If you have a portfolio of more than 10 properties please request this optional cover specifically if it is required.
Please note that malicious damage caused by tenants or theft by tenants cover is not normally included as standard with most residential landlord insurance policies so it is important that you check whether it has been included before asking to arrange insurance cover for a property.
We compare landlord insurance and buy to let insurance from a high quality panel of insurance companies and providers. We compare the market for the very best landlord insurance premiums on your behalf. If you require landlord insurance for your residential let properties we will compare prices from our panel of online insurers searching landlord insurance quotes for up to 10 let properties at a time. We accept a wide range of tenant types including Local Authority tenants, Council tenants, Student tenants, DSS tenants, Care and Support tenants and Asylum seeker tenants.
If your let property becomes uninhabitable by your tenant following a fire or other major disaster covered by your policy a landlord will become immediately out of pocket. Rental income will either stop as your tenant moves out or you may find yourself paying for their alternative accommodation costs.
Loss of rent cover and alternative tenant accommodation cover come as standard with all our online residential let property quotations. Some landlord insurance policies don't provide this cover as standard so it's important to be aware of this fact. Most alternative landlord building insurance policies that do cover loss of rent insurance often limit claim payments to the landlord to up to 12 months. By contrast our online quotations have no such restriction and the cover is free!
Online quotations will soon be available enabling quotations for up to 10 residential let properties at a time. Designed to meet the needs of a wider range of landlords we hope to launch our new online quotation system during March 2013.
Attractive multiple-property discounts will be made available to landlords requesting quotations of more than 1 property. We cover a wide range of tenant types from DSS, asylum seekers, local authority to students & private tenants. Don't forget our price guarantee!
Optionally you may be interested in Landlord Legal Expenses Insurance for just £29.95 which protects you and provides £50,000 of cover to persue rental arrears, breach of tenancy agreement and deal with eviction of tenants, squatters or persons occupying your let property. Take a closer look at what you would get for just £29.95
Another optional extension which has become increasingly popular amongst landlords is Landlord Home Emergency Cover. This complementary cover is £39.95 and provides an essential Emergency Assistance Service & Breakdown of Central Heating to busy landlords who want complete peace of mind - and there's no excess to pay! Available at this price when purchasing landlord building insurance only.